Broker Check

For Employees

For most working adults, their 401(k) is their main form of retirement savings. But do you really understand your plan or did you just sign on the dotted line and hope your investments went to the right place?

At Central Coast 401(k), we believe that it’s never too early to start saving for retirement and it’s never too late to create an adequate retirement planning strategy. Our goal is to help you fully understand your retirement benefits, take full advantage of them, and ask a professional advisor any questions you might have.

Whether you are concerned with not having enough money to last through retirement or have questions about how your 401(k) is structured, we can help objectively answer your questions, such as:

  • When can I retire and how much can I spend after taxes in retirement?
  • Do I have the right mortgage?
  • How is my employer adequately preparing me for retirement?
  • How can I get the most out of my 401(k) and/or IRAs?
  • What should I do with my 401(k) once I stop working?
  • What is the best way to consolidate my numerous IRA accounts?
  • How can I create a steady stream of income that lasts through retirement?
  • When should I claim Social Security?
  • Should I pay off school loans or save for retirement?
  • Should I pay down my mortgage or save for retirement?

Our goal is to help employees develop a retirement blueprint that can guide them toward their goals. By offering education and guidance from an experienced team, we seek to help clients get on track and prepare for retirement.

Our goal is to help employees develop a retirement blueprint that can guide them toward their goals. 

To learn how we can help you plan for a more secure financial future, send us a quick email or call the office. We welcome the opportunity to speak with you.

info@centralcoastwm.com | 805-439-0370